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Workers’ Compensation Insurance Solutions

FrankCrum can help you lower the cost of lessening your risk.

Protect your company - affordably, effectively, professionally

FrankCrum’s workers’ compensation insurance solutions are unmatched in service and value. We promise great rates on superior coverage through our very own workers’ compensation insurance provider: Frank Winston Crum Insurance Company. Our team has deep experience and resources to provide responsive claim service and expert advice and support services to mitigate risk and liability.

Thousands of businesses have chosen FrankCrum for their workers’ compensation insurance. The reason is simple. We make it easy and affordable to get the coverage you need and your employees deserve.

Lower Expenses

It all starts with the fact that we have our very own insurance carrier: Frank Winston Crum Insurance. The direct connection allows clients to take advantage of savings, which are usually only available to those who qualify for larger group rates. Additionally, our unique pay-as-you-go program enables clients to spread payments out over a calendar year and avoid a large down payment.

  • No large installment or down payment
  • No annual audits
  • Keep more money in your pocket to invest in your business
  • Less Risk
  • Nationwide coverage

Many business owners underestimate the risk of on-the-job injuries. According to the most recent data from the U.S. Bureau of Labor Statistics, in 2015, 1,153,490 injuries were reported that required time off. Those workers took an average of eight days off to recover. Our safety programs give peace of mind and help avoid incidents before they occur –allowing our clients to save money on premiums and promote a safe workplace. Our loss control personnel and safety engineers can help you establish an effective safety program that aligns with OSHA guidelines.

Within the first 30 days of enrollment, we can prepare a loss control survey that will help you understand how to identify any potential issues. Our team can issue hazard recommendations and help you develop safety manuals. Additionally, our clients have instant access to a wealth of safety information, to stay informed and up-to-date on the regulations and guidelines for workplace safety.

Risk Management

FrankCrum makes dealing with claims and staying in compliance not only possible, but affordable as well. We understand the importance of timely claims reporting and effective claims management for keeping costs down. We are proud to offer 24-hour claims reporting, return-to-work and light duty programs. In addition, our own claims team directly reviews your claims and we are available to answer any questions you may have. We’ll even take care of post-accident drug testing. With our workers’ compensation insurance services, your employee’s claim can get processed faster, allowing a quicker return to work.

Our dedicated team will ensure that your employees are properly classified under the right federal codes. In addition, we’ll prepare and submit required year-end OSHA 300 reports on your behalf. We help to make your workplace safe and compliant, while allowing you to spend more time doing what you do best: bringing success to your business.

Claims Management

When you do have an accident, we provide friendly, fast, and efficient claims services for you and your injured worker. We direct them to the care and benefits they need and deserve.

Return to Work

Our trained experts can get your worker back to work quickly and minimize lost productivity and reduce your cost of claims.