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Construction & Trades

We Help Contractors Keep Business Humming

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As a contractor or tradesperson, you aim to deliver exceptional results on every project you bid. But, you may also feel bogged down by the HR and administrative tasks associated with your business, and the high costs associated with doing them yourself.

That’s where FrankCrum comes in.
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General Contractors
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Electrician
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Plumbing
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Masonry
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Remodeling
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HVAC
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Get the Workers’ Comp Coverage You Need

As a state board prerequisite for maintaining a contractor’s license, workers’ compensation insurance is essential to the construction industry and represents a substantial investment. Instead of purchasing an individual policy outright, our clients receive coverage through our large, group policy, which has several benefits:

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Pay-as-you-go

Coverage is billed with payroll each period, which eliminates upfront costs and large down payments.

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No annual audits

Annual audits and associated costs are eliminated.

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Eliminates wasteful spending

Only pay for coverage for employees who report wages (perform work) during a pay period.

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Affordable, flexible coverage

Our PEO solution includes affordable coverage delivered by our own AM Best-rated carrier (B++), Frank Winston Crum Insurance.

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Comprehensive claims management

We offer 24-hour reporting, processing, timely care for injured employees, and more.

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Reduce Your Workload

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Are you ready to let go of administrative tasks and focus on your business?

Here are a few ways we support business processes common to the construction industry:
  • Payroll processing. Whether your business requires multi-state payrolls, job costing, or certified payrolls, we can help.
  • HR administration. We’ll administer your unemployment claims, including documentation and representation in hearings and appeals. We’ll also ensure seamless wage garnishment.
  • Payroll taxes. In each state where your business operates, we’ll manage withholdings for FICA, FUTA, SUTA, Medicare, etc. and we’ll file 940/941s, W-2s, W-3s, 1099s, SUTA, and others, on your behalf.
  • OSHA reports. We prepare and submit required year-end OSHA 300 reports on your behalf.
  • Self-Service Technology. If you need to generate a Workers’ Comp Certificate of Insurance from a job site or enter simple payrolls on-the-go, you can do so easily, online, or via mobile, through our HR Information System, MyFrankCrum.

Your Partner In Safety and Risk Management

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Especially In the construction industry, worker safety and HR risk management are a constant concern.

Here are some of the ways we keep construction businesses buttoned-up:
  • Loss control. Upon request, we’ll provide a complimentary loss control survey, an on-site review of your facilities and job sites. From there, we equip you with the knowledge, resources, and safety solutions to improve loss control.
  • HR risk management and compliance. Our team offers guidance to help you prevent lawsuits and stay in compliance with federal, state, and local laws. In the event of an employment-related claim, you’ll be covered through Employment Practices Liability Insurance (EPLI) provided through our master plan.
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Attract the Best and Reduce Turnover

Hiring and retaining skilled workers is a common challenge within the construction industry. Still, our team will help you organize policies, create job descriptions and employee handbooks, and provide best practices for training and performance management. Plus, we can provide you with attractive employee benefits plans that your employees will appreciate.