Comprehensive Risk Management

Are Business Risks Keeping You Up At Night?

Liabilities span the spectrum of your business – from keeping workers safe to treating them fairly. Failure to address risks head-on can have catastrophic results, leading to high turnover, expensive lawsuits, damage to your brand, trouble with compliance, and more. Stop stressing over risk. FrankCrum will help you assess vulnerabilities and implement protection strategies that work.


Defending yourself against an employment charge costs on average $90,000; far more than the typical $35,000 deductible on an employment practices liability insurance policy.


$486 million was awarded to victims of discrimination in the workplace in 2019.

Managing Workforce Risk


Your workforce is the greatest resource and greatest risk of your business. That’s why our HR specialists are on-call to serve as an extension of your team, providing guidance on employment practices, compliance and procedures.

Here’s what you can expect from our FrankAdvice service:
  • A quick response to questions
  • Help to resolve HR issues
  • Relevant information to support decision-making
  • Decreased risk of costly lawsuits
  • A better work environment
  • Avoid embarrassing mistakes

Top Reasons Why Businesses Call for FrankAdvice on Compliance and Risk Management

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Avoid Costly Compliance Errors


From payroll to taxes to labor, there are laws governing every aspect of your business. Changing regulations, complex procedures, and strict deadlines make compliance difficult, but failure to comply can have costly consequences too. You can rely on FrankCrum’s expert tax, HR, and risk management professionals to support your compliance efforts and keep them on track.

The Coverage You Need At An Affordable Price

Workers’ Compensation Insurance:

Did you know that a single, significant workers’ compensation claim can jeopardize your entire business? Besides being a legal requirement in many states, obtaining workers’ comp coverage is a strategic necessity. We make it easy to get great rates on superior coverage through our very own workers’ compensation insurance provider: Frank Winston Crum Insurance.

Employment Practices Liability Insurance (EPLI):

Employment laws protect employees from discrimination, wrongful termination, sexual harassment, and more. Though most employers try to treat employees fairly, no company is immune to legal challenges. EPLI is a cost-effective way to protect your business should a lawsuit arise. We’ll help you find the affordable coverage you need.

Enterprise Cyber Liability Insurance:

All businesses that store data online are liable, yet standard insurance policies don't cover technology-related risks like data corruption, destruction or loss, privacy, ransomware, and more. That's why we've partnered with an AM Best-rated insurance carrier, to offer specialty cyber liability insurance at an affordable price.

Workers' Compensation
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Support for Accident Prevention


Everyone suffers when a workplace accident occurs: the injured employee, his/her family, the business, and the insurance company covering the claim. The experts at FrankCrum will help customize an active safety program that can be woven into your company culture to reduce accidents. We provide:

On-Site Workplace Consultations

Periodic reviews of your facilities, job sites, and audits of current safety programs to identify hazards.

Technical Resources Library

Materials on essential safety topics – from OSHA compliance reporting guidelines to customizable training templates – to share with your employees.

Safety Management Programs

With knowledge of your products, services, customers, culture, and needs, we provide practical solutions that are easy to implement.

Check Out What Our Clients Are Saying About Compliance and Risk Management

Everything from the W-2s that you don’t have to worry about to the compliance issues with the state that you don’t have to worry about, all those things are handled by FrankCrum. It’s like a weight off of your shoulders. 

–Stanley Steemer


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