Protect Your Company with Affordable Workers’ Compensation Insurance


Get The Coverage You and Your Employees Deserve

Many business owners underestimate the risks of work-related injuries. Without workers’ comp insurance, even a single claim can financially devastate a business. FrankCrum’s PEO solution includes affordable workers’ comp coverage as a core feature, delivered by our very own provider: Frank Winston Crum Insurance.


According to recent data from the National Safety Council, there are 7 million work injuries per year.


Work accidents account for 99 million days of lost productivity per year or 21 days per accident. 

Great Rates and Superior Service


Unlike a workers’ compensation policy that you’d purchase on your own, FrankCrum’s coverage is through a large group policy.

This arrangement allows us to offer great rates due to economies of scale and creates other cost-saving such as:
  • No large installment or down payment
  • Ability to spread payments over a calendar year by billing with your payroll frequency
  • No annual audits
  • Compliance and risk mitigation support reduces associated costs
  • Claims management services alleviate additional internal support

Why Do Small
Business Owners
Need Workers’ Comp?

If you don’t have workers’ comp coverage, your business could be liable for huge out-of-pocket sums when a workplace accident occurs. Is it worth the risk?

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Responsive Claims Management


When it comes to keeping claims costs down, speed is important. That’s why we move quickly to care for injured workers, report claims, and manage every aspect of the claims process.

We are proud to offer:
  • 24-hour claims reporting
  • Quick access to medical and prescription resources
  • Return-to-work and light-duty programs
  • A direct review of your claims and proper classification of employees under federal codes
  • Year-end OSHA reports prepared and submitted on your behalf
  • Expertise and resources to help you mitigate risk and stay in compliance

Workers’ Comp Certificates and More On-Demand


FrankCrum’s HR Information System (HRIS), MyFrankCrum, makes it easy to get work done anywhere, anytime, on any device. When it comes to workers’ comp, its robust functionality means you’ll never be stuck on a job site without a certificate of insurance again!

  • Generate and send certificates from a computer or mobile device
  • View all certificates from the current policy year
  • Renew certificates that span policy years
  • Convenient access to OSHA 300 reports
  • Share safety resources with your employees

A Customized Safety Program

The best way to save on insurance premiums and to keep employees safe is by avoiding workplace incidents. From loss control surveys to workplace reviews and audits, we’ll help identify your unique business hazards and build an OSHA-compliant safety program to address them. We’ll also keep you up-to-date on safety regulations to ensure you remain in compliance.

Check Out What Our Clients Are Saying

On their own, construction businesses can't get competitive workers' comp rates. FrankCrum helped us save. 

–NDRS Construction

See How Glass Doctor has saved money on Workers’ Comp Insurance

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Let’s talk about affordable Workers’ Compensation Insurance